Welcome to 4 SALE BY TRUSTEE.com
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Retail Homes at WHOLESALE PRICES
up to 100% V.A. Financing Available
up to 96.5% F.H.A. Financing Available
Gov Down Payment Assistance available soon!
WE ARE NOT REALTORS. WE DO NOT SELL OTHER PEOPLES HOMES, nor are we bankers or loan brokers who get paid to find you a loan. We're actually the TRUSTEES of several homes which are available for purchase. Since we are the TRUSTEES of the homes, many times we can be very creative with the financing and structure it to fit your needs.
WHY ARE THIS HOMES PRICED SO LOW? We are a group of business professionals who work with Banks and Mortgage Lenders who would rather DISCOUNT the loan rather than Foreclose on the homeowner. These are Pre-Approved Bank Pre-Foreclosure Sales that you can See, Feel and Buy Today! We are committed to expert systems that STOP FORECLOSURES and create win/win solutions for lenders, homeowners and new home buyers. Homes can be DISCOUNTED from 40% - 50% - even 60% below their original purchase price. Because we use High Volume and CASH transactions, we Pre-Negotiate the best deals possible. This saves the lender money as well as bad press which in turn allow huge savings to buyers like you.
HOW DO I BUY A FORECLOSURE HOME? 
We make it easy. NO high pressure sales people will be calling you all day. No Following you around like vultures? We believe this technique is out dated and unacceptable. Our Approach is to allow you to take your own time, view the homes that interest you without following your every move. All homes are under lock box that you have access to. Feel free to call upon us before, during, or after your visit and go back anytime. Appliances, repairs, and upgrades can be pre-arranged for your home. Relax, we've got you covered and when you are ready, call us for up to 96.5% Financing regardless of your credit.
WILL YOU WORK w/ REALTORS and AGENTS? Yes! And all clients are protected. Thank you agents for showing our properties. In an effort to protect you and your buyers, click on REALTORS PROTECT YOUR BUYERS. We hope that this will allow you to be confident when showing our properties. Call 772-334-6542 and get showing instructions.
What if I have BAD CREDIT but have a down Payment? 
NO PROBLEM!
Most Banks require over 720 Credit score. Some FHA Loans require 680 score. WE HOWEVER still have Investors willing to back FHA Loans with as little as a 620 score. When you have less than 620 score, you need CREDIT REPAIR. STILL NO PROBLEM!
By combining our Educational Series with our proven disputing system, you can increase your credit score and maintain good credit for life. People deserve a second chance in life. We are here to educate, train, and assist in your journey to great credit. Our mission is to help you buy your Dream Home with a very LOW rate. Most people have probably heard of the Fair Credit Reporting Act. They grant you certain rights and protection as well as serve as the regulators for the reporting agencies. We do not dispute your negative accounts; we dispute the way in which they are being reported by the agencies. Click Here for Credit Repair
We can dispute these items: Bankruptcy, Foreclosure, Judgments, Tax Liens, Late payments, Repossession, Charge-offs, Collections, Medical Bills, Unverified Accounts, and Child Support.
Is Your Debt Ratio Too High? Just How Much Home Can You Afford?You may be surprised to learn how much of a home you can afford. Generally accepted standards say that your 
new house payment added to all your other monthly payments, should not exceed about 35% of your gross (that's before income tax) for you and your spouse. Keep in mind, that does not include items like insurance, clothing, food, utilities, entertainment, etc. You should add only those items with fixed payments such as cars, furniture, credit cards, student loans, etc.. If an item doesn't show on your credit report, it probably won't count against you as a debt.
What About Our LEASE OPTION or RENT TO OWN Program? Are you tired of making monthly rental payments? Think of all the money you've wasted in rent over the last few years. Homeownership may seem to many to be an impossible dream. Saving enough money for a down payment while paying rent or trying to secure a mortgage with a low paying job or bad credit history, are only a few of the obstacles that make buying a home seem so difficult. Wouldn't it be great if some of these monthly payments could have gone toward the actual purchase price of your home? Now they can! With our unique "Lease Option" program you can realize your dreams. The "Lease Option" program allows you to lease and occupy a home - while at the same time building equity towards the sale price that we set the day you sign the "Lease Option" agreement. Through this program... while you're living in your home of the future, you're also building equity, improving your credit, and putting yourself in a position where home ownership is not only possible, but easy.
DONT TAKE NO FOR AN ANSWER! Remember, regardless of whatever kept your from buying a home in the past, don't let it stop you now! You're talking to the owner direct, not a realtor. We're free work it out between ourselves without banks dictating the rules.
Join Our VIP EMAIL Buyer's List! We keep a VIP buyer list of people like you who are serious about owning their own home on file at all times, so if you don't find something you like in our list of available property, be sure to join our buyer's list. When a new property becomes available, we notify the people on our VIP list first. They get a shot at them before anyone else even knows about them. Sometimes we don't even have a chance to advertise them on our web site. So, even if you don't like one of our current homes, make sure you join our VIP Buyer's List so you can be notified first when new property listing become available.
So, here's what it comes down to. If you're truly interested in buying a home of your own, we'll show you several options that can get you in a home of your own. If you have at good credit but little money, OR if you have some money but have BAD credit, we can probably help you buy a home. Please let us look at all the facts before you decide that you can't qualify to own a home.
